Capital in as little as 24 hours. Your revenue does the talking.
We already understand your revenue daily. That is why funding is fast, and it is why we will tell you when not to take capital.
Through our lender network we arrange two kinds of financing. Which one fits depends on the need, and the requirements are not the same for both.
Next Day Funding
- ✓Decided on your revenue and bank activity
- ✓Short, fixed repayment
- ✓No credit check
- ✓No underwriting fee
Large Serious Funding
- →Term loans
- →Lines of credit
- →Equipment and commercial real estate
- →Up to $10 million
How do we pull it off?
Not a bank loan. Many programs purchase a portion of your future receivables, so the decision rests on the , and the cost is fixed up front.
The simplest application ever
A short application plus recent business bank statements. No credit check, no minimum FICO.
Get funded instantly
Once approved, funds can be deposited in as little as 24 hours, sized to your revenue and cash flow.
See your funding options
Slide your numbers below and see exactly how the capital sits against your revenue — before you commit to anything.
Still judging capital by its cost?
No. Judge it by what it can .
The number that matters week to week is the weekly payment. Slide to your scenario and see how it sits against your revenue.
39 fixed payments, illustrative mid-range factor rate. The exact fixed total is disclosed before you sign.
Why it can beat a traditional loan.
Two things banks can’t offer at any rate: speed, and a total that never moves.
| A traditional loan | |
|---|---|
| ✕Hard credit pull | ✓No credit check |
| ✕Collateral, FICO and committees | ✓Approved on revenue and cash flow |
| ✕Weeks, or months, to fund | ✓Funded in as little as 24 hours |
| ✕Variable rate; the total can drift | ✓Fixed total, known from day one |
Curious what we can do?
Ten minutes tells you if this fits. No pressure, no obligation, that’s the Merchantify way.
Text us (727) 466-XXXX
The rarest thing we offer is Alicia's time.
A few businesses a year get her inside the company as a . By invitation only.
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